Who/What Is Covered?

It comes down the policy specifics, but in most cases, the policy will cover you, your spouse, or any other household member that have permission to ride the craft. The policy will pay for bodily injury or other property damages caused by the craft. Various available coverage includes medical payments, physical damage, uninsured boater, and personal effects.

Medical Payments

This extra coverage will pay for the cost of necessary medical treatment that results from an accident involving the watercraft.

Physical Damage

This will cover the cost of repair to the watercraft if you are in a collision with another craft or other object. In most cases, you'll also be covered in cases of theft, vandalism, or fire.

Uninsured Boater

This coverage pays for medical treatment that results from an accident with another boater who does not have insurance.

Personal Effects

This optional coverage will cover some of the various common contents kept within a watercraft. These may include cameras, binoculars, clothing, or assorted accessories.