Contractor's Insurance

Contractor's Insurance covers the insured for bodily injury and property damage liability arising from operations performed for the insured by a designated contractor at a designated location, including acts or omissions of the insured in connection with general supervision. Coverage no longer applies after the work has been completed (except for service, maintenance and repairs) or after that portion of the work, out of which the injury or damage arises, has been put to its intended use.

Contractor's Insurance is designed to satisfy a requirement that insurance protection be provided to one for whom operations will be performed, by the one who will perform the operations. Its most frequent usage is for an owner on whose behalf operations will be performed by a contractor. It is also appropriate for a subcontractor to satisfy the requirements of a contractor.